[bezita]

I'm insured with Just Cars insurance ATM. I have a modified 320i year 2002, 19" wheels, coilovers, Nav, ICE etc. and it cost me around $1300/yr Incl. (rating 1) to cover all mods. I think it's a fair price considering they cover all the mods at agreed value.

I'm going to get a quote soon, since my car will arrive next month. I'll let you guys know.