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C-Man is right there is no time limit, they tell you that so they get comped for there services. Which they already are by over charging you on your interest rate. So say your apporved for 3.9% they might charge you 4.6% or even higher. So that extra 1% maybe even 4 or 5% they are making off of you. This happens all to often and the car makers should put a stop to this. It is wrong for them to lie to you about it, thats why is possible go with an outside credit source. Sorry I will end my rant now....
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