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[Pusbum]

Amir you are lucky. My last car was only and XR6 and I had a $2800 excess. My parents insurance had a specific clause stating they were not insured if I drove their car. By the way remember if you drive your car without a licence you are not covered by insurance. You don't even have 3rd party which means if you hurt someone you could be sued for millions in damages and that will come out of your pocket!!