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Discussion Starter #1
Lady caused me to hit her in the rear last April 2007. Case finally went to court Wednesday. Way long story. Anyway case was dismissed/no court costs or fines/got to keep it all/great Birthday present.:)

Did go to safe driver's class/will be allowed to go again in less then the 3 yrs. limit if needed per DA.
Got it in writing form DA.
 

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well congrats on hitting sumone and getting away with it lol......?
 

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Discussion Starter #3
More ot the story

Well she had $400.00 over estimated to her car. Policeman was wiping off her dirty dusty car bumper trying to find the damage.
I over heard her telling someone she called on her cell phone she was going to get a new car cause every couple years someone hit her car. And she had just got hit again.:scared:

She didn't realize I was in the bathroom and over heard her entire conversation. It was like that Nation wide commercial and I got caught up in the attempted scam. :twak:

Sometimes the right things do happen. Even though it took over a year for the truth to come out
 

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makes a teeeddy beeeeety lil more sense now lol
 

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It's rare that you ass end someone and get off... A sneeze is a good defence (since it's involuntary and your eyes close).
 

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whoo-hoo glad to see a scammer didn't get to get away with it at least once.
 

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Well she had $400.00 over estimated to her car. Policeman was wiping off her dirty dusty car bumper trying to find the damage.
I over heard her telling someone she called on her cell phone she was going to get a new car cause every couple years someone hit her car. And she had just got hit again.:scared:

She didn't realize I was in the bathroom and over heard her entire conversation. It was like that Nation wide commercial and I got caught up in the attempted scam. :twak:

Sometimes the right things do happen. Even though it took over a year for the truth to come out
i dont get the $400 part.................
 

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Discussion Starter #8
The $400.00

Okay The policeman who came to the scene was new. he said since I hit her he had to indicate she received some damage. He said the minimum amount he could access was $400.00. I have learned to pick my battles and let my insurance handle the $400.00 without complaining. The insurance did paid the $400.00 immediately.

This policeman was so new he had me going to court at the wrong time. I wasn't on the docket and couldn't be worked in so I just went with the $400.00. I'm sure I probably could have fought that too, but I didn't have a camera with me and I'm sure she did make sure that bumper was damaged. The poloceman gave her plenty of time as the original court date was 4 months later.

Just wanted to let ya'll know that although most people say rear hit/your fault/ no defense/ no out.

It isn't always like that.
 

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Just wanted to let ya'll know that although most people say rear hit/your fault/ no defense/ no out.

It isn't always like that.
This story does my heart good; my 'rear ender' several years ago did not come out so well.

As I was leaving the parking lot of my Dad's business, a lady whipped in from the street to use our parking lot as a "u turn" lane to go back the other way, since we had a separate entrance and exit. She ended up in front of me as we both headed out the parking lot and it she was turning right out of the parking lot (as i was). So she waits till traffic is clear and starts to go; I also looked to the left and traffic was still clear so I also started to go. Well just as I gave the car a tiny bit of gas i looked back straight and she had stopped for no reason! I hit the brakes but still bumped into her Escort, busting out the left taillamp and doing some body damage to the hatchback lid. I was almost stopped when I hit her; another foot and there would have been no collision at all. But it was my fault, no way around it.

I don't recall the damage to her car but it seemed to be a reasonable estimate at the time; but then she claimed "Whiplash" and our insurance company paid her over $25,000 for her "injuries". She smelled money I guess when she found out I was affiliated with the business and the car was registered to the company. But my own insurance company almost cancelled me after that. I had to write them a letter pointing out my previous 10 year history with them with no accidents, etc. and the details of this accident, and they did reinstate me (at higher rates of course). Not to mention the higher insurance premium that my Dad had to pay on his business insurance. The whole thing was very aggravating and expensive. Glad to hear this scammer did not get away with it.
 

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This story does my heart good; my 'rear ender' several years ago did not come out so well.

As I was leaving the parking lot of my Dad's business, a lady whipped in from the street to use our parking lot as a "u turn" lane to go back the other way, since we had a separate entrance and exit. She ended up in front of me as we both headed out the parking lot and it she was turning right out of the parking lot (as i was). So she waits till traffic is clear and starts to go; I also looked to the left and traffic was still clear so I also started to go. Well just as I gave the car a tiny bit of gas i looked back straight and she had stopped for no reason! I hit the brakes but still bumped into her Escort, busting out the left taillamp and doing some body damage to the hatchback lid. I was almost stopped when I hit her; another foot and there would have been no collision at all. But it was my fault, no way around it.

I don't recall the damage to her car but it seemed to be a reasonable estimate at the time; but then she claimed "Whiplash" and our insurance company paid her over $25,000 for her "injuries". She smelled money I guess when she found out I was affiliated with the business and the car was registered to the company. But my own insurance company almost cancelled me after that. I had to write them a letter pointing out my previous 10 year history with them with no accidents, etc. and the details of this accident, and they did reinstate me (at higher rates of course). Not to mention the higher insurance premium that my Dad had to pay on his business insurance. The whole thing was very aggravating and expensive. Glad to hear this scammer did not get away with it.
I am quite surprised by all this insurance business. They are there to provide support when bad things happen and they are behaving as though their business is just to collect money. I might understand not renewing policy for someone who is serial in at fault accidents but cancellations for occasional accident is unreasonable.
 

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I am quite surprised by all this insurance business. They are there to provide support when bad things happen and they are behaving as though their business is just to collect money. I might understand not renewing policy for someone who is serial in at fault accidents but cancellations for occasional accident is unreasonable.
don't even get me started on insurance and insurance companies :) To me it is a necessary evil; Between paying for auto insurance for 29 years now and homeowner's for 15 years now, not to mention health insurance - - none of which I have ever used or benefited from...... but you gotta have it, 'just in case'.
 

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don't even get me started on insurance and insurance companies :) To me it is a necessary evil; Between paying for auto insurance for 29 years now and homeowner's for 15 years now, not to mention health insurance - - none of which I have ever used or benefited from...... but you gotta have it, 'just in case'.
Exactly... necessary evil.... however let's see it in retrospective. I have a theory. :)

Insurance company is nothing more than a manager for collective pool of money. People who get into trouble are paid off by people in the pool who were lucky to avoid trouble. This is done to avoid some catastrophic expense. In its basic idea the pool is a not for profit setup. It needs to have some accumulated surplus as accident rate may vary from year to year, but that is it.

Insurance company is only entitled to a management fee for managing the pool. The fee is not something which can go up a lot from year to year and is completely independent of risk. I do not think that a single accident does makes a person more risk than others. This must be already incorporated into statistical calculations they use for specific driver classes.
 
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